Lead Credit Risk Analyst

Up to £50K

Yorkshire (Hybrid)

Key Responsibilities:

• Define and lead statistical analysis to review and optimise credit decision strategies, processes and models.
• Undertake ad-hoc analysis to inform business decisions and investigate specific risk issues.
• Plan and lead analytical projects ensuring timescales are met and quality is maintained.
• Lead the implementation of approved changes to the credit decisioning systems, acting as primary credit contact.
• Plan and lead the development new MI reports to meet business needs.
• Interpret MI to identify emerging trends, risks and opportunities. Communicate these to senior management to inform and influence business decisions.
• Support business wide projects and other departments with credit risk expertise and analysis.
• Provide support and training for senior/credit risk analysts
• Identify and implement continuous improvement initiatives to increase efficiency, resolve issues and/or improve business performance.
• Ensure compliance with all applicable UK and local regulations, Company Policies and FCA Conduct Rules

Key Requirements:

• Minimum 5 years' experience in data analytics
• In depth knowledge of the credit customer lifecycle
• Good working knowledge of credit systems and data
• Good understanding of Credit Reference Agency data and its application.
• Awareness of applicable consumer credit regulation.
• Advanced skills in data manipulation and analytical techniques.
• Ability to derive and communicate insight from data/Management Information.
• Competent in Microsoft Office, Advanced Excel
• Advanced SAS/SQL capability

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*No sponsorship can be provided*

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