Job title: Senior Property Underwriter

Salary: £70,000 - £90,000 DOE

Location: Manchester

PURPOSE OF ROLE

Lawes Consulting is delighted to be partnering with a Lloyds Syndicate to recruit a Senior Property Underwriter, based in their Manchester office. This is an excellent opportunity for an experienced underwriter to manage and grow a diverse portfolio of Property risks, working closely with both national and independent brokers across the region.

RESPONSIBILITIES

• Underwrite commercial property risks within your authority level
• Assess risks by analysing financial data, property conditions, and risk exposures
• Determine appropriate terms and conditions as well as suitable premiums
• Ensure underwriting decisions align with company guidelines, risk appetite, and profitability targets
• Review, negotiate and amend policy terms, endorsements, and exclusions as required
• Develop and maintain relationships with Brokers, Clients, and other key stakeholders
• Work closely with other departments such as Claims, Accounts, and Legal teams
• Be a point of referral for Junior staff
• Assist in the training and development of other staff
• Handle all queries and issues that may arise from your workload
• Provide advice and technical support to Brokers and Clients
• Maintain accurate Underwriting records

DAY-TO-DAY 

• Office-based in Manchester, handling a varied portfolio of Property accounts
• Assess submissions, negotiate terms, and make informed underwriting decisions
• Engage with brokers to secure new business and retain existing accounts
• Use underwriting systems and pricing tools to manage casework efficiently
• Identify and develop new business opportunities within appetite
• Contribute to underwriting initiatives and team discussions around strategy and performance

EXPERIENCE 

• Minimum 3 - 5 years' experience in Property Underwriting
• Proven background in assessing and Underwriting Property risks
• Experience working with a mix of national and independent brokers
• Solid understanding of the UK Property insurance market

SKILLS 

• Strong technical expertise in Property insurance products
• Effective communicator with strong broker relationship skills
• Strong experience from an Underwriting background
• Commercially focused, with the ability to balance risk and opportunity
• Confident in decision-making and prioritising workload
• Detail-oriented, proactive, and able to work independently within a team environment

If you have the relevant experience or know someone that does please contact me now on  or email us at