Job Title: Trainee Mortgage Underwriter / Advisor
Job Type: Full-time, Permanent
Salary: £27,500 per year, rising to £30,000 upon completion of CeMAP 1 & 2
Location: Macclesfield Town Centre
Schedule: Monday to Friday | 38.5 hours per week | No weekends

Job Summary

An excellent opportunity has arisen for a Trainee Mortgage Advisor to join a growing mortgage team based in Macclesfield. This is an office-based role (with hybrid working under development) offering full training, a clear development pathway, and a fully funded CeMAP qualification.

If you're confident on the phone, enjoy helping people, and thrive in a busy, performance-driven environment—this role is for you.

Key Responsibilities

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Make outbound calls to clients to discuss mortgage options (First and Second Charge)

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Provide regulated mortgage advice based on client needs and circumstances

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Underwrite loan applications using data from credit checks, fact finds, and other sources

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Assess client affordability and calculate repayment plans

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Match client needs with lender criteria

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Support team members as required

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Work towards performance targets while maintaining compliance standards

Requirements

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Experience in outbound sales or a target-driven role

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Excellent telephone manner and communication skills

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Ability to understand and explain complex procedures clearly

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Strong analytical and organisational skills

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Comfortable working in a regulated financial environment

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Willingness to complete the CeMAP qualification (fully funded)

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Minimum of A-level education (or equivalent) preferred

Desirable

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Previous experience in mortgages, underwriting, or financial services

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Familiarity with credit reports and lender criteria

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Good IT skills and adaptability to new systems

Benefits

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Starting salary of £27,500, increasing to £30,000 after CeMAP 1 & 2

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Bonus scheme

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Fully funded CeMAP training

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Company pension

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Death in service benefit

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Casual dress code

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On-site parking

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Office-based with hybrid working planned

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Supportive and dynamic team environment

Working Hours

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Monday to Wednesday: 10:00am - 7:00pm or 9:00am - 5:00pm (rotation)

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Thursday: 9:00am - 6:30pm

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Friday: 9:00am - 5:00pm

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No weekend work required

To apply, please submit your CV and a brief cover letter outlining your interest in the role