Job Title: Portfolio Manager

Salary: £60,000 - £70,000 + Yearly Bonus + Commission

Location: London, Mayfair

4 days office, 1 day WFH (Thursdays)

My Client: My client is a boutique bridging lender based in Mayfair, London, with a strong track record of delivering innovative financing solutions. Their commitment to excellence and client satisfaction has positioned them as a trusted name in the bridging market. To date, they have disbursed over £235 million across 300 loans.

The role: The Portfolio Manager will be the main point of contact for borrowers once a property-backed loan completes. This role is supported by a Loan Monitoring Officer to ensure comprehensive coverage of the existing loan book — currently at 70 active loans, expected to grow to 100 within the next year.

Key Responsibilities

* Take ownership of loans post-completion to ensure full return of principal and interest

* Manage loans in arrears, covenant breaches, and the receivership process

* Communicate effectively with all stakeholders, including borrowers, brokers, funders, receivers, solicitors, auctioneers, and estate agents

* Participate as a member of the Credit Committee

* Ensure ongoing loan compliance with contractual terms

* Assist with payment collection and borrower communication

* Monitor loan performance and escalate early warning signs to senior management

* Support borrowers with their redemption strategy

* Maintain compliance with internal credit and regulatory policies

* Issue formal demands for payment, prepare letters of variation, and calculate redemption statements

* Track and report individual and company-wide key performance indicators (KPIs)

* Maintain accurate records in Excel and the CRM system

Requirements:

* Experience in property loan servicing or portfolio management

* Highly organised with the ability to manage multiple loans and counterparties

* Excellent attention to detail

* Strong verbal and written communication skills

* Comfortable working in a fast-paced environment

* Proficient in Microsoft Office, particularly Excel

* Ideally experienced with Creditsafe and familiar with Equifax/Experian credit reports

Benefits:

* Competitive salary depending on experience

* Company pension

* 25 days annual leave, plus bank holidays