EXPERIENCED PARAPLANNER

Location: CENTRAL MANCHESTER

Salary: UP TO £55,000

We are seeking a highly organised and technically skilled Paraplanner to join our clients growing financial planning team. This role is ideal for someone with a strong foundation in financial planning, excellent analytical skills, and the ability to work collaboratively to produce high-quality, compliant client documentation.

Key Responsibilities

• Ensure all work is completed in line with company processes and procedures.
• Assist in creating financial planning solutions aligned with client objectives, including income strategies and inheritance tax (IHT) planning.
• Prepare suitability reports for ISAs, GIAs, and pensions.
• Complete client review work within required timescales.
• Analyse client investment portfolios and prepare supporting documentation for review meetings.
• Draft post-review summary letters and update Intelligent Office (iO) accurately.
• Collaborate with advisers and support staff to maintain target service levels.
• Attend technical seminars, investment meetings, and internal paraplanner sessions.
• Conduct research on suitable providers and investment products.
• Communicate professionally with clients as required.
• Maintain an up-to-date CPD record.
• Undertake other reasonable duties as required.

Knowledge & Experience

• Knowledge of ISAs, GIAs, pensions (including SIPP & SSAS), and onshore/offshore bonds.
• Understanding of pension withdrawal options (PCLS, UFPLS, Flexi-Access Drawdown).
• Experience with personal and business protection products.
• Familiarity with tapered annual allowance, pension carry forward, and investment bond chargeable event calculations.
• Experience with product transfers/switches and investment-based trusts.
• Ability to build cashflow models and analyse tax implications (income tax, dividend tax, CGT, IHT).
• Knowledge of tax planning products (VCT, EIS, AIM) and other tax reliefs.
• Experience handling probate and divorce-related financial planning.
• Understanding of different investment types, including discretionary managed portfolios.
• Awareness of compliance requirements and regulatory standards.

Skills Required

• Strong attention to detail and accuracy.
• Excellent report writing skills (grammar, spelling, clarity).
• Organised, with strong time-management skills and ability to prioritise multiple tasks.
• Analytical mindset with the ability to interpret data and statistics.
• Initiative to discuss alternative strategies with advisers when appropriate.
• Proactive, enthusiastic, and committed to ongoing development.
• Proficient in Outlook, Word, Excel, and other relevant software.
• Strong interpersonal and communication skills; able to work independently and as part of a team.

NJR16305

Please note: Due to a high volume of applications, if your CV does not reflect the essential requirements, or you answer ‘no’ to key screening questions, we may not be able to contact you.