Job title: Accident & Health Underwriter

Salary: £45,000 - £55,000

Location: Birmingham

PURPOSE OF ROLE 

Lawes Consulting is proud to be supporting a respected insurer in the search for an Accident & Health Underwriter to join their specialist team.

This role offers an excellent opportunity for experienced A&H professionals or underwriters from other commercial lines who are eager to pivot into the growing and dynamic world of personal accident, health, and travel-related risk.

The successful candidate will underwrite a varied portfolio, contribute to business development, and help shape the future of this niche product line.

RESPONSIBILITIES 

• Underwrite new and renewal Accident & Health business across personal, group, and corporate schemes
• Assess risks including accident, travel, medical expenses, and related covers
• Price risks within authority, ensuring profitability and underwriting discipline
• Liaise with brokers and intermediaries to build and maintain strong relationships
• Assist in the development of new products and market propositions
• Ensure adherence to internal governance and regulatory standards

DAY-TO-DAY 

• Manage a personal underwriting caseload across A&H products
• Respond to broker enquiries, provide quotes, and negotiate terms
• Work collaboratively with underwriting, claims, and pricing teams
• Support the delivery of team and regional performance targets
• Monitor market trends and competitor activity in the A&H space

EXPERIENCE 

• Experience in A&H underwriting is ideal but not essential
• Open to candidates from other lines (e.g., property, casualty, liability) with a strong desire to move into A&H
• Understanding of broker distribution, especially within UK commercial or specialty markets
• Familiarity with group schemes or employee benefits is a plus

SKILLS 

• Strong risk assessment and decision-making skills
• Commercially focused with the ability to negotiate effectively
• Excellent communication and relationship-building skills
• Detail-oriented with sound technical understanding
• Proactive and adaptable mindset, open to learning and development

If you have the relevant experience or know someone that does please contact me now on or email us at