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Date Added: Thu 21/04/2022

Credit Underwriter

M17, UK
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Company: VITAL PEOPLE

Job Type: Permanent, FullTime

Salary: £35000 - £40000/annum

The Credit Underwriter will join a specialist finance team where you will underwrite new finance applications for hard assets. You will also support the wider wholesale finance underwriting team with their work stream with a mandate up to £250,000.

Working as part of the credit team, the ideal team member will have previous experience in underwriting new credit applications for businesses secured by hard assets, with excellent investigation and analytical skills.

RESPONSIBILITIES

• To check all credit application documentation for new applications are correct and adherence to credit policy is met and to ensure full compliance with current legislation and regulatory requirements.

• Having followed the above requirements be able to provide an accept / decline / AFI decision and be accountable for it should questions be asked.

• Work to a high degree of accuracy to ensure reporting figures are accurate and timely to support the contract hire companies manage their portfolio of prospects.

• To help support the team with additional tasks as required to maintain the smooth running of the office.

• Ensure prompt and professional answering of the phone and handling of queries.

• Provide a first point of contact for customer queries relating to credit 'pre-drawdown' for the finance customer base.

WE WOULD LOVE TO HEAR FROM YOU IF HAVE:

• Prior experience of underwriting commercial business, preferably in an asset finance environment.

• A questioning mind in relation to both documentation and processes to help the department develop and refine.

• The tenacity to pick up queries and opportunities quickly and solve them within a structured environment.

• The ability to learn new systems to carry out the role.

• An understanding of Excel and simple / intermediate calculations.

• Excellent verbal, written and interpersonal skills.

• Experience and a willingness to work to KPIs and SLAs agreed within the team

• Strong knowledge of general level maths.

• The ability to multitask and prioritise tasks on a daily basis in a busy role.

• Capable of adapting to different working situation when required.

KEYWORDS: underwriting, credit, scores, financial services

Unfortunately due to time restrictions we cannot respond to every applicant, in the event that we haven't contacted you within 48 hours please take it you have not been successful for this particular role, but your details will be kept on file and considered for all future vacancies.

We are acting on behalf of the client as an Employment Agency in relation to this vacancy.

We are an equal opportunities agency and welcome applicants from all backgrounds
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