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Date Added: Thu 26/02/2026

Mortgage Underwriter

West Malling, ME19, UK
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Company: JAMES FRANK ASSOCIATES

Job Type: Permanent, Full Time

Salary: £35000 - £42000/annum

Our client, a leading business in the Financial Services industry is seeking a BTL Mortgage Underwriter to join their growing team on a full-time, permanent basis.

Due to an exciting period our client is looking for a BTL Mortgage Underwriter to join them on a full-time basis, working closely with the team to underwrite mortgage applications accurately and consistently, in line with lending criteria.

The successful candidate will have a minimum of 2 years' experience as a Mortgage Underwriter, ideally with BTL experience although commercial and residential experience is also considered.

Key Responsibilities:

* Underwrite mortgage applications to a high standard, ensuring lending criteria is adhered to alongside compliance requirements

* Interpret credit data, financial statements and supporting documents for both individual and LTD company applications

* Complete case types including standard properties, HMOs, Multi-unit properties and other niche cases

* Liaise effectively with Brokers and other departments within the business to ensure a high-level of service is maintained at all times

Key Experience:

* Minimum of 2 years' Mortgage Underwriting experience, ideally within BTL although commercial or residential will also be considered

* Proven ability to assess complex cases

* Good understanding of rules and regulations within the Mortgage market

* Experienced in underwriting more complex cases such as HMOs would be advantageous

* Excellent communicator, confident liaising with colleagues, clients and third parties

This is an excellent opportunity for a Mortgage Underwriter to join a thriving business who are leaders in their field.

You will be working closely with an experienced team, working on complex cases in a niche field.

CVs are being reviewed, so please apply now for immediate consideration
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