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Date Added: Fri 07/01/2022

Second Charge Mortgage Underwriter

Watford, UK
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Company: STELLAR SELECT

Job Type: Permanent, FullTime

Job Title: Second Charge Mortgage Underwriter

Location: Watford

Salary: Depending on experience

Hours: Monday to Friday 9am to 5.30pm

Benefits:

Private Medical Healthcare through Vitality
Dental Scheme
Additional half-day annual leave on your Birthday
Annual leave purchase scheme
Pension Scheme
Perkbox
Free eye tests
Christmas and Summer Social Events
Top Performers Dinner each quarter
Fresh fruit in the officeAbout our client and the role of Second Charge Mortgage Underwriter

Our client is one of the UK's largest specialist property finance providers who pride themselves with their first-class service and expert market knowledge. They are currently looking for an experienced Second Charge Mortgage Underwriter to join the team. The overall responsibility of the role is to take ownership of allocated cases from inception through to completion. There will be the opportunity to work towards holding a lending mandate.

Responsibilities for the role of Second Charge Mortgage Underwriter

Underwriting and assessing loan documentation, including valuation reports and requesting additional information from brokers where required, highlighting any concerns.
Carrying out checks on the applicants and properties and assessing their suitability for the loan applied for
Proactive chasing of outstanding information from third parties and timely updates to introducers to enable service excellence.
Recommending and referring cases to Credit Committee where credit committee approval required.
Liaising with introducers, valuers and solicitors
Overseeing cases from inception through to completionExperience and skills required for the role of Second Charge Mortgage Underwriter

A strong understanding of FCA regulation
Experience underwriting mortgage applications, specifically within the 2nd charge market.
CeMAP Qualification is desired
Flexible
Articulate
Well organised
Robust and comfortable working to deadline and under pressure
Attention to detail
Ability to work as part of a team
Good written and verbal communication skillsFor more information regarding the role of Second Charge Mortgage Underwriter please contact us

Stellar Select is acting as an employment agency and is a corporate member of the REC.

Due to a high volume of applications, we will only contact you if your application has been successful. We aim to contact all successful contacts within two business days
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