Job title: Commercial New Business Underwriter  - 2  positions (Senior and non senior position available)

Salary: £40,000 - £70,000

Location: Surrey - 3 days in the office 

PURPOSE OF ROLE

Lawes is recruiting on behalf of a leading name in the commercial insurance market for an experienced Senior Underwriter to join their Surrey office. This is a key role focused on underwriting mid-market new business across a broad territory-Kent, Sussex, Surrey, and South London. You will contribute to a £30M GWP operation, delivering tailored solutions and driving regional growth through strong broker engagement.

RESPONSIBILITIES

• Underwrite mid-market risks, primarily Commercial Combined and Property & Casualty (P&C)
• Develop and maintain strong, service-driven broker relationships
• Price and assess risk in line with underwriting guidelines and current market conditions
• Provide bespoke solutions across multiple lines, including Motor (Fleet/Trade), Marine, Liability, Professional Indemnity, Property Owners, Accident/Sickness/Travel
• Request and evaluate additional information (e.g. inspections, financials) to support decisions
• Promote disciplined underwriting practices and contribute to business growth
• Represent the business during broker visits and external meetings

DAY-TO-DAY

• Manage a portfolio of profitable mid-market business
• Liaise with brokers to clarify submissions, underwriting queries, and present terms
• Work closely with a 20-strong team in south London, promoting a collaborative environment
• Spend three days per week in the office, with flexibility for broker meetings
• Engage in continuous professional development through high-quality training resources

EXPERIENCE

• Minimum 5 years' underwriting experience within the commercial insurance sector
• Strong record in managing broker relationships and delivering tailored coverage
• Broad experience underwriting mid-market risks across multiple commercial lines
• Knowledge of ISO rating and rules is advantageous

SKILLS

• Strong risk analysis and technical underwriting capabilities
• Excellent communication, negotiation, and relationship management skills
• Confident in planning, decision-making, and product development
• In-depth understanding of regulatory and compliance frameworks
• Commercially focused with a results-driven mindset

If you have the relevant experience or know someone that does please contact me now on or email us at