Senior Insurance & Risk Officer (PO3)
Location: Lambeth Town Hall, London
Rate: £30 per hour
Contract Type: Temporary (via agency)
Working Hours: 35 hours per week
Start Date: 28 July 2025
End Date: 24 October 2025
IR35 Status: Inside IR35
Application Deadline: 17:00 on Friday, 18 July 2025
Role OverviewLambeth Council is seeking an experienced and proactive Senior Insurance & Risk Officer to support the delivery of a high-performing, customer-focused insurance and risk function. This role is central to managing complex liability claims, supporting strategic risk management, and driving forward continuous improvement in insurance processes and governance.
Key ResponsibilitiesConduct comprehensive investigations into liability claims made against the council, ensuring legal compliance and timely response.
Lead on complex, high-value, and sensitive claims, including historic abuse cases, ensuring a high standard of care and confidentiality.
Oversee the council's insurance anti-fraud strategy and contribute to fraud prevention initiatives in collaboration with internal audit teams.
Monitor and analyse insurance claims data to identify loss trends and risk improvement opportunities; produce management reports with actionable recommendations.
Support the Risk Manager on strategic and operational risk initiatives, and represent the insurance function in corporate meetings and committees.
Lead and manage the work of Risk & Insurance Officers and deputise for senior management where required.
Deliver training to departments and schools on insurance processes, fraud awareness, and loss prevention.
Main Duties IncludeEnsuring high-quality, evidence-based claims investigations in accordance with legislation and civil justice protocols.
Maintaining accurate case files and financial records within the council's claims handling system (LACHS).
Promoting customer experience, equality, diversity, and inclusion in all aspects of claims handling and service delivery.
Supporting data matching and benchmarking initiatives, and participating in projects with insurers or the London Insurance Consortium.
Preparing for and attending court proceedings and formal hearings where necessary.
Candidate RequirementsSubstantial experience in public sector insurance claims management, including liability and property damage.
Knowledge of relevant legislation (Civil Procedure Rules, Police and Criminal Evidence Act, etc.).
Strong analytical and reporting skills, including experience with insurance data and performance trends.
Proven ability to handle sensitive claims with empathy, professionalism, and attention to detail.
Experience leading or mentoring staff and managing service improvements.